FBLA Healthcare Administration Test 2025 – 400 Free Practice Questions to Pass the Exam

Supplemental identity plans in relation to Medicare are designed to enhance the benefits that Medicare provides. Medicare itself consists of different parts that cover various medical services—such as hospital care, medical services, and prescription drug coverage—but it does not cover everything. These supplemental plans, often known as Medigap policies, work alongside Medicare to fill in the gaps by covering additional costs such as deductibles, copayments, and coinsurance that Medicare does not fully pay. This enhancement allows beneficiaries to have more comprehensive coverage for their healthcare needs, reducing out-of-pocket expenses and providing greater access to necessary services.

The other options are not aligned with the primary purpose of supplemental plans. For instance, while some healthcare plans can cover cosmetic procedures, this is not a focus of Medicare supplemental plans, which are intended to support basic coverage, not cosmetic enhancements. Similarly, these plans are not exclusive to children or limited to preventive care, as their primary function is to provide supplementary coverage for the elderly or disabled individuals enrolled in Medicare.